About the loan

Type

Purchase Price / Property Value *

Repayment Method

Capital & Interest

Interest Only

Deposit / Equity

LTV

Term (Years) *

Number of Applicants *

Are ALL applicants First time buyers?

Will consider fixed rate of 5 years or more?

About the property expenditure

Annual property expenditure

Buildings Insurance

Contents Insurance

Service / Estate Charges

Ground Rent

Monthly property expenditure

Council Tax *

Utilities (Housing, fuel and power) *

Products

Please ensure the following questions are completed above

done close Purchase Price

done close Capital & Interest

done close Interest Only

done close First Time Buyers

Chosen Rate

Product

Initial Rate

Initial Rate Control Period

Max LTV

Total Fees

Selection

Looking up products

Override product rate on long term fix?

Manually enter Product Rate

About the applicants

Expand all

Date of Birth

Retired?

Planned Retirement Age

Number of Dependants

Incomes

Annual employment income

How many years has the applicant been in employment?

Basic Salary

Bonus (Annual)

Bonus (Annual - Previous Year)

Monthly employment income

Monthly bonus

Bonus (Latest Month)

Bonus (Month 2)

Bonus (Month 3)

Monthly commission

Commission (Latest Month)

Commission (Month 2)

Commission (Month 3)

Monthly overtime

Overtime (Latest Month)

Overtime (Month 2)

Overtime (Month 3)

Employment allowances

Car Allowance (Monthly)

Shift Allowance (Monthly - Non Guaranteed)

Shift Allowance (Monthly - Guaranteed)

Mortgage Subsidies / Housing Allowance (Monthly)

Standby / Call Out (Monthly)

Flight Pay (Monthly)

Annual sole-trader income

How many years has the applicant been a sole trader?

Net Profit (Latest Year)

Net Profit (Year 2)

Net Profit (Year 3)

Annual ltd company income

How many years has the applicant been a director of a limited company?

Directors Salary (Ltd Comp - Latest Year)

Directors Salary (Ltd Comp - Year 2)

Directors Salary (Ltd Comp - Year 3)

Share of Net Profit (After Corporation Tax) (Ltd Comp - Latest Year)

Share of Net Profit (After Corporation Tax) (Ltd Comp - Year 2)

Share of Net Profit (After Corporation Tax) (Ltd Comp - Year 3)

Annual pension & investment income

Pension (Company)

Pension (Private)

Pension (State)

Pension Credit

Pension (War Disablement)

Pension (War Widower)

Pension (SIPPs)

Annuity Income

Investment or Dividend Income

How many years has the applicant been in receipt of rental income?

Rental Income (from latest tax return)

Rental Income (from tax return Year 2)

Rental Income (from tax return Year 3)

Anticipated Retirement Income

Monthly other income

Maintenance (Court Ordered)

Second Job

Expenditures

Credit card

Credit card balance (current)

Overdraft

Overdraft Balance (current)

Hire purchase

Outstanding balance of ALL Hire Purchase agreements (current)

Hire purchase agreements (Monthly) (current)

Unsecured loans

Outstanding balance of ALL Unsecured Loans (current)

Unsecured Loan repayments (Monthly) (current)

Monthly basic & lifestyle expenditure

Food and non-alcoholic drinks

Alcoholic drink, tobacco and narcotics

Clothing and footwear

Household goods and services

Health

Transport

Communication

Recreation and culture

Education

Restaurants and hotels

Miscellaneous goods and services

Monthly other basic essential expenditure

Maintenance

Child care

School / University Fees

Other Committed Expenditure

Other expenditure items

Life assurance and contributions to pension funds

Repayment vehicle (Interest Only)

Payslip Deductions (After Tax)

Close all

Affordability Calculator

About the loan

About the property expenditure

Annual property expenditure

Monthly property expenditure

Products

About the applicants

Incomes

Annual employment income

Monthly employment income

Annual sole-trader income

Annual ltd company income

Annual pension & investment income

Monthly other income

Expenditures

Credit card

Overdraft

Hire purchase

Unsecured loans

Monthly basic & lifestyle expenditure

Monthly other basic essential expenditure

North Scotland

West Scotland

East Scotland

Northern England

Affordability Calculator

About the loan

About the property expenditure

Annual property expenditure

Monthly property expenditure

Products

About the applicants

add Applicant 1

Incomes

add Employed income

Annual employment income

Monthly employment income

add Sole-Trader income

Annual sole-trader income

add Ltd company income

Annual ltd company income

add Pension & investment income

Annual pension & investment income

add Other income

Monthly other income

Expenditures

add Debts

Credit card

Overdraft

Hire purchase

Unsecured loans

add Expenditure

Monthly basic & lifestyle expenditure

Monthly other basic essential expenditure

North Scotland

West Scotland

East Scotland

Northern England